Smart Checking

Get a smarter start to money management with Smart Checking

The checking account designed to get you where you want to be.

Our Smart Checking account is designed to connect you with the features of a checking account, like a VISA® debit card, free online banking, Bill Pay and mobile banking and other tools that making banking convenient.

Financial Education

Our financial well-being coaches are dedicated to helping answer questions about your finances and connecting you with the tools you need for money management.

Learn More

Digital Banking

With our mobile banking app, you can access your banking on-the-go. Check your account balance, make a mobile check deposit and so much more.

Learn More

Mobile Wallet

Enjoy the convenience of making payments form your mobile device. You can add your Meritrust debit card to your mobile wallet.

Learn More

Features:

  • FREE online Bill Pay
  • FREE online banking
  • FREE mobile banking
  • FREE VISA debit card
  • Mobile Wallet compatability
  • Checks available for purchase
  • NO minimum balance
  • NO dividend rate